Being in your late 20s, well for me anyway is constantly wondering what the future holds. I have to stop and tell myself to stop wondering what is coming and enjoy the now. It is hard as your ‘now’ affects your future but I’ve always stood by the fact that the more prepared you are, the easier things will be to deal with. Whilst this may not apply to everything, it does apply to some things…
I went through the whole house buying process last year and I’m glad it’s over in all honesty, but there were so many things that popped up that I wasn’t prepared for. One of them being land registry, another being stamp duty. I wish I would have known all these things before going into it but again I wasn’t prepared!
I still don’t feel like the ultimate goal in life is to have a house but ho-hum, here I am and I know it will pay off someday.
What does make me sad is the fact we are living in a generation of renting. Most of my friends want their own properties but can’t save much because of course they are renting. It’s hard because property prices in London are only going to go up. All you can do is prepare now, by cutting back where possible and buying a lottery ticket every now and then.
“We only regret the decisions we didn’t make, right? Life is too short to sit on an idea, so you’ll never know if you don’t try. On a grown up note, make sure to declare any extra income with HMRC and ensure you have necessary insurance plans in place.”
So there you have it, preparation is essentially education and putting tools in place so you can deal with situations (or life admin as I call it) in the present. Thankfully there are websites like Talk Tax that do the nitty gritty and breaking things down for those who have no clue.
Please note, this is a collaborative post with Talk Tax; all opinions are my own.
Welcome to my little space on the internet, known as Memoirs and Musings. I’m Char, short for Charlotte and my blog/website/diary is dedicated to documenting my Memoirs and Musings, hence the name. I wouldn’t say I was your ‘typical’ blogger either. I don’t care about getting the perfect flatlay or feeling bad for not posting, I just enjoy writing. If you’ve made it this far, thank you for reading. Anyway, I love to travel, indulge in a glass of white wine, when plans are cancelled and purchase overpriced make up. I guess that’s me in a nutshell, trying to figure out this thing called life, have fun and never lose sight.