April 29, 2018

Musings: Why Preparation is the Key to Anything

Please note, this is a collaborative post with Talk Tax.

Being in your late 20s, well for me anyway is constantly wondering what the future holds. I have to stop and tell myself to stop wondering what is coming and enjoy the now. It is hard as your ‘now’ affects your future but I’ve always stood by the fact that the more prepared you are, the easier things will be to deal with. Whilst this may not apply to everything, it does apply to some things…


I went through the whole house buying process last year and I’m glad it’s over in all honesty, but there were so many things that popped up that I wasn’t prepared for. One of them being land registry, another being stamp duty. I wish I would have known all these things before going into it but again I wasn’t prepared!

I still don’t feel like the ultimate goal in life is to have a house but ho-hum, here I am and I know it will pay off someday.

What does make me sad is the fact we are living in a generation of renting. Most of my friends want their own properties but can’t save much because of course they are renting. It’s hard because property prices in London are only going to go up. All you can do is prepare now, by cutting back where possible and buying a lottery ticket every now and then.

Read more: How I Got on the Ladder 


My attitude to adulthood thanks to Rihanna.

Turning that hobby into a side-hustle 

“We only regret the decisions we didn’t make, right? Life is too short to sit on an idea, so you’ll never know if you don’t try. On a grown up note, make sure to declare any extra income with HMRC and ensure you have necessary insurance plans in place.”
Self assessments, self employment and all things tax can make your head go all fuzzy, but research is key. The more you educate yourself, the more you will know and the more confidence will grow.
Read more: How to Find Your Side-hustle 

My attitude to life admin…

A lasting thought

So there you have it, preparation is essentially education and putting tools in place so you can deal with situations (or life admin as I call it) in the present. Thankfully there are websites like Talk Tax that do the nitty gritty and breaking things down for those who have no clue.

What big life things are you getting on top of? Or struggling with? 

Char xo

Please note, this is a collaborative post with Talk Tax; all opinions are my own. 

5 responses to “Musings: Why Preparation is the Key to Anything”

  1. I can definitely relate to not knowing what the future will hold. Sometimes it can feel like everyone around you is getting ahead but you’re staying still. I just remind myself to run my own race and that what’s meant to be will be.
    Kelle – http://www.itskellesspace.com

  2. Girl congrats for getting on the property ladder. Adulting ain’t easy, but hey we will get through it!!!!!

  3. Lolia says:

    Good old HMRC! Nice reminder lol And well written! I can relate to everything said, including worrying about the future as I am approaching my 30’s and my living situation! It’s stressful figuring it out and so posts like these are inspiring and very helpful xx

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About Me

Welcome to my little space on the internet, known as Memoirs and Musings. I’m Char, short for Charlotte and my blog/website/diary is dedicated to documenting my Memoirs and Musings, hence the name. I wouldn’t say I was your ‘typical’ blogger either. I don’t care about getting the perfect flatlay or feeling bad for not posting, I just enjoy writing. If you’ve made it this far, thank you for reading. Anyway, I love to travel, indulge in a glass of white wine, when plans are cancelled and purchase overpriced make up.  I guess that’s me in a nutshell, trying to figure out this thing called life, have fun and never lose sight.